Is EWA a loan?

No.

🚫 No underwriting
🚫 No interest rate
🚫 No collection fees
🚫 No late fees or penalties
🚫 No reporting to credit bureaus 
🚫 No credit impact

The amount that a worker accesses is deducted from their next paycheck, meaning there are no repayment processes required.

EARNED

not Early

WAGE

not Income

ACCESS

not Advance