Several states have considered legislation and other regulatory efforts related to EWA. For example, California has Memorandums of Understanding in place with several EWA providers to share information and help the California Department of Financial Protection and Innovation develop a better understanding of the products and services offered to California consumers.

Other states, such as New Jersey, New York, and Nevada, have introduced legislation to create registration requirements for EWA providers in these states. These regulatory efforts seek to also create protections for consumers, such as requiring verification of wages through time and attendance data, and offering multiple free options for consumers to access their wages. While no bills have passed yet, Payactiv is continuing to work with policymakers to ensure EWA is available to consumers in their states for the years to come.